Kelly Montoya, MBA.  Principal & Team Leader.

Graduated from Florida International University with a bachelor’s degree in International Business & Marketing and a Master of Business Administration.  Kelly has 15 years of experience in employee benefits. 

Kelly has worked for Humana, Inc., OneDigital Health & Benefits, and as of most recent at Brown and Brown of Miami.  Kelly’s focus, experience, and development has been mainly in the 100+ market.  In October 2019, Kelly started Protocol Benefits & Insurance.